Choose the right retirement calculator
Private-sector, civil and military retirement scenarios use different tools, so identify the calculator that matches your situation before entering data.
For social-insurance questions, use the GOSI-related tool that matches the question you want to explore.
Prepare service and date records
Review contribution or service periods and the dates requested by the calculator. Small differences in service duration can affect an estimate.
Use actual records where possible rather than relying on memory or rounded figures.
Treat the output as a scenario
The calculator is useful for understanding scenarios and comparing inputs, but it does not issue an approved pension or retirement decision.
Before acting on a retirement decision, compare the estimate with your official records.
Use related calculators together
You may need more than one tool to understand the full picture, such as a GOSI calculator alongside a private-sector retirement calculator.
Related tools are linked below so you can compare without starting a new search.
Checklist before calculating
- Applicable retirement system or sector
- Service or contribution duration
- Salary or wage requested by the calculator
- Official dates and records