Saudi GOSI Calculator
Calculate employee and employer social insurance contributions in Saudi Arabia.
Calculate employee and employer social insurance contributions in Saudi Arabia.
Calculate salary, net pay, GOSI deductions, annual leave, notice period, end-of-service benefit and final settlement.
Annual ↔ monthly, weekly and hourly pay.
Open calculatorEstimate take-home salary after employee GOSI and SANED contributions and other deductions.
Open calculatorCalculate employee and employer social insurance contributions in Saudi Arabia.
Estimate Hadaf employment wage support using the current 30% base rate, additional support factors and official caps. Final eligibility is determined by HRDF.
Open calculatorEstimate the Nitaqat Developed band for 2026, 2027 and 2028 using the HRSD activity, entity workforce and weighted Saudization coefficient.
Open calculatorEstimate annual leave entitlement, accrued balance and the value of unused leave in Saudi Arabia.
Open calculatorEstimate statutory notice days and compensation for an indefinite-term employment contract in Saudi Arabia.
Open calculatorCalculate end-of-service benefit for contract termination or resignation in Saudi Arabia.
Open calculatorEstimate final employment settlement including end-of-service benefit, unused leave, outstanding wages and notice compensation.
Open calculatorGOSI social insurance contributions are a mandatory monthly deduction on every Saudi payslip, and understanding them protects you from over- or under-deduction. This calculator computes the employee and employer shares under the General Organization for Social Insurance rules.
Enter the contributory wage — basic salary plus housing allowance only, not the full package — and select nationality and system. The statutory cap of SAR 45,000 is applied automatically: anything above it is not subject to contributions.
Saudis registered before July 2024: employee 9.75% (9% pension + 0.75% SANED), employer 11.75% (adds 2% occupational hazards). Under the new system, the pension rate rises 0.5% yearly toward 11% by 2028. Non-Saudis: employer pays 2% only; nothing is deducted from the employee.
A Saudi employee (old system) with a contributory wage of SAR 8,000: SAR 780 is deducted and the employer pays 940. An employee at SAR 60,000 contributes only on 45,000 — SAR 4,387.5, exactly the same as someone earning 45,000.
Rates reflect the rules at the time of writing and may change, especially the graduated new-system rates. The authoritative figure is what appears in your GOSI account.
No — the statutory base is basic salary + housing allowance (cash or in-kind) only. Transport, hardship, and variable bonuses are normally excluded; including them over-deducts from your salary.
The new system covers those who joined the labor market after 3 July 2024 and those below the prescribed contribution thresholds at that date. Check your system type directly in your Taminaty app account.
The 9% pension branch builds your retirement pension; 0.75% SANED insures you against unemployment with temporary monthly compensation; and the employer-only 2% covers work injuries and occupational diseases.
These sources are used to verify terminology, formulas, and information related to this calculator.